We have heard many people ask, “are personal injury lawyers worth it?” Since most people have insurance on their vehicle, it is common to wonder whether or not it is worth hiring a personal injury attorney or if you should just work with the insurance company on your own. This is an understandable question, and as lawyers, we recommend that you always hire an attorney because this is truly in your best interest. Without legal training and without understanding the specifics of the industry, it will be very difficult for you to know if you are being treated fairly and if the compensation or settlement offer the insurance company is proposing is fair and equitable. Our daily experience allows us to know whether or not you are receiving a good deal or if you deserve more and should fight for it. This is why we recommend never accepting a settlement offer without speaking with an attorney.
Do I Need to Hire a Personal Injury Attorney?
#1 – The other driver and insurance company will have one
You may have received your auto insurance policy from a close friend. You may have even been hit by a driver that you know. However, once an accident has happened you are no longer working with the insurance agent you have a relationship with. Instead, you are going to be working with someone in the claims processing department and you could also be working with a lawyer representing the insurance company. This means that you need to be diligent about protecting yourself. You need to remember that the insurance company is in business to make money and one of the ways that they increase their profits is by keeping the claims that they pay out as low as possible. This means that the adjusters and lawyers the insurance company has hired will be looking for ways to try to reduce your compensation. On the other hand, the attorney you hire will be working to maximize it.
#2 – A personal injury lawyer can help you to receive a better settlement offer
As personal injury lawyers, we know how to maximize the financial compensation that our clients receive. For example, we look at the injuries you are suffering from today and what you are likely to be dealing with in the future. This means that if you have lost wages due to being unable to work or receiving medical care, we will seek to recover those wages from the insurance company. Simultaneously, we will work with your doctor to determine if you are going to need surgery in the near or distant future. By including all of your future medical bills into our request for compensation, we can ensure that you receive the complete funds you will require to fully recover. We know how to look towards the future to determine what it is that you are likely to need and make sure that money is included to pay for it. By hiring an attorney, you are more likely to receive a comprehensive and beneficial settlement package.
To learn more about the benefits of working with a personal injury lawyer, call our office to schedule a consultation.