Why Are Florida Worker’s Compensation Claims Denied By The Insurance Company?

The number of denied Florida workers’ compensation claims has increased over the last 10 years and now exceeds 10%.  If the insurance company is going to deny your claim, they are required to file a Notice of Denial with the Florida Division of Workers Compensation.  You should receive a copy of the Notice of Denial.  However, sometimes the insurance company may wait to deny your workers’ compensation claims: Florida Law allows them 120 days to pay and investigate your claim if they are uncertain of their responsibilities.

Some reasons that the insurance company may deny your claim include:

  • The application for Compensation was late or incomplete
  • Discrepancies between the accident report and the claimed injuries.
  • The employee did not seek medical care from the employer’s doctor.
  • The injury did not happen at work.
  • The employer claims a pre-existing condition
  • There were no witnesses to the accident
  • The injury was caused by the employee or the use of drugs
  • No Medical evidence that an injury occurred

The attorneys at Talbott & Lampert, PA are experienced workers’ compensation attorneys and will provide you a free consultation to discuss your case. Contact us today.