If the insurance company tries to offer you money immediately after the accident, they are NOT making this offer out of the kindness of their heart, but in an attempt to settle the claim quickly and to limit their exposure for full damages. The accident attorneys at the Law Office of Talbott & Lampert, P.A. do not believe that you should accept an initial settlement offer without legal counsel — such an offer is likely to be well below the amount to which you are actually entitled and is likely not in your best interest.
Moreover, your medical condition could get worse. If you settle your case immediately after the accident, then you could be responsible for all future medical care and medical bills, and you may not be compensated for all of your damages. Be sure to talk to an attorney before you sign any documents or settle your case.